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   Long Term Care: Can offer you the ability to keep yourself
independent and at home should you need additional
help, reduce the burden on family, and protect
your assets.
Representing companies such as: Genworth,
Mutual of Omaha, John Hancock, and more. Life: Provide your loved ones with the money they’ll
need for living or final expenses.
Representing companies such as: Prudential,
ING, Genworth, Midland National, Mutual of
Omaha, and more. Dental/Vision: Cover expenses not covered by Medicare or
your current plan.
Representing companies such as: Aetna, Delta,
Guardian, Medico, United Concordia, as well
as a variety of discount plans. Fixed Annuities: Earn a minimum of 3% to 6% on the assets
you currently have and provide yourself an
income should you outlive your savings.
Representing companies such as: Standard
Life, Old Mutual, ING, Allianz, American
National, and more. Under-65 health insurance for small businesses
or individuals: For a spouse that needs a “bridge”
to Medicare, for those that are self-employed,
or for those that work for an employer that
does not provide group health benefits.
Representing companies such as: Aetna, Assurant, Blue Cross/BlueShield, United Healthcare,
and more., 
"We have had the distinct pleasure of
working with Jim for our insurance needs.
He is a dedicated, caring & very knowledgeable
professional, always willing to take the
time to answer all of our questions.
Without reservation we have referred Jim
to our family & friends -and continue
to get the same response from everyone who
meets with him- "thank you, thank you,
thank you!!!" Thank you, Jim.
Your customer service and professional knowledge
is second to none!"
- Phil & Marie Leever Malvern, PA
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